Turning 65 With Employer Insurance and the Need to Report Creditable Coverage to CMS

If you’re turning 65 and still intend to have employer coverage, or if maybe you’re delaying your retirement just a few months after your birthday, one thing to keep in mind is making sure you receive an annual written notice of creditable coverage from your employer. As you may or may not know, Medicare will […]

3 Ways to Avoid Scams for Medicare During Open Enrollment

As you are well aware, during the Annual Enrollment Period (AEP), you tend to get bombarded with Medicare ads, news, flyers, calls, and more. It’s not always easy to know what is a scam, who you can trust, or even what is legal when it comes to selling Medicare policies. As you’re trying to determine […]

Medicare AEP vs OEP: What’s the Difference?

As if Medicare weren’t confusing enough, everywhere you look there are confusing acronyms! These two are particularly important to not confuse because they affect when you can change your plans based on your current enrollment. So, let’s jump right in.  AEP is the Annual Enrollment Period, which runs every year from October 15th to December 7th. […]

What You Need to Know About Your Annual Notice of Change Letter

It’s that time of year again! The 2020 Medicare Annual Enrollment Period (AEP) will run from October 15, 2019, to December 7, 2019. During (AEP) you can make changes to various aspects of your coverage. For those enrolled in a Medicare Advantage plan or Part D Plan, you should receive your “Annual Notice of Change” […]